Denied Premium Waiver

Denied Premium Waiver

Many insurance policies give people the option to opt out of paying premiums in the event of chronic illness or disability. This clause can provide disabled policyholders with much needed financial relief. However, far too many insurance providers rescind this policy or deny premium waivers. At Rosenfeld & Rafik, P.C., we are committed to securing favorable outcomes against unfavorable insurance company practices.

If you have been denied a premium waiver for an auto, life, mortgage, or other insurance policy, please contact an attorney from Rosenfeld & Rafik to discuss the matter.

Financial Relief During Tough Times

Our lawyers represent chronically ill and disabled individuals who have, in various ways, encountered unfair practices at the hands of insurance companies. Many of our clients have been denied healthcare and disability benefits. Many are trying to cope with medical problems, trying to pay bills, and just trying to get by. Premium waivers are intended to provide sick and disabled people with financial relief during tight financial times. People who are denied premium waivers have rights and options our firm would like them to know about.

At Rosenfeld & Rafik, we understand that coping with an illness or disability can seem overwhelming. We strive to take on the legal burdens of our clients so they can spend time with family and friends. We are committed to standing up for the rights of sick and disabled clients, ensuring their basic needs are met, and advocating on their behalf. Please contact our firm in Boston, Massachusetts, to learn how we can help you.

Practice Areas

  • ERISA Coverage Disputes
  • Short-Term Disability Claims
  • Healthcare Benefits Law
  • Long-Term Care Benefits
  • Denied Premium Waiver
  • Consumer Rights and Protections
  • Health Insurance Denials
  • Representation of Non-Profits

Illnesses Represented

  • Agent Orange
  • Alzheimer's Disease
  • ALS (Lou Gehrig's Disease)
  • Arthritis
  • Autoimmune Disorders
  • Back and Neck Injuries
  • Cancer
  • Cardiac Diseases
  • Chemical Dependency
  • Chrohns' Disease
  • Chronic Fatigue Syndrome
  • Eating Disorders
  • Fibromyalgia
  • Gastroesophageal Reflux Disease (GERD)
  • Heart Conditions
  • Home Health Denial
  • Infertility
  • Lupus
  • MELAS Syndrome
  • Mental Illness
  • Multiple Chemical Sensitivity
  • Multiple Sclerosis
  • Parkinson's Disease
  • PLS, Post Polio Syndrome
  • Pre-existing Condition Exclusion
  • Repetitive Strain Injury
  • Retinal Detachment
  • Seizure Disorders
  • Schizophrenia
  • Traumatic Brain Injury

Rosenfeld & Rafik, P.C. is a law firm in Boston, Massachusetts, helping chronically ill and disabled people access the healthcare insurance system. We represent clients in cities that include Boston, Worcester, Springfield, Lowell, Hartford, Providence, Bridgeport, and New Haven. We also represent clients throughout Connecticut, New Hampshire, and Rhode Island.

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