Long-Term Care Benefits


Long-term healthcare insurance is a benefit program people generally consider as they plan for retirement. In addition to having their finances in order, people want to know that long-term healthcare expenses will be covered. What happens when years of planning is compromised by the denial of long-term care benefits? The cost of a nursing home, assisted living facility, and in-home care is typically too expensive for a person to afford on a retirement income.

If you or someone you care about has been denied long-term healthcare benefits, we can help. Please contact Rosenfeld & Rafik in Boston, Massachusetts, to arrange a consultation with one of lawyers. Our firm is deeply involved in and committed to helping individuals access the healthcare and disability benefits they have been denied.

Payment for Medical Care

Insurance companies routinely deny claims and even retroactively cancel policies. At Rosenfeld & Rafik, we view healthcare as a crucial element to living a full life. Our firm represents people who have been denied insurance coverage and are now faced with limitations. How will you pay for your necessary medical care? Our firm has extensive experience representing people throughout the internal appeals process. We have helped many people just like you obtain the long-term healthcare insurance needed to pay for nursing home care, visits from registered nurses, assisted living services, and in-home care.

Our firm also represents people who have had long-term care benefits terminated. Insurance companies routinely rescind policies or misrepresent terms of policies. They may also cancel a policy based upon alleged fraud or misrepresentation of a medical condition. If you or someone you care about has been denied a claim or had a policy cancelled, please do not hesitate to contact our firm today.

Practice Areas

  • ERISA Coverage Disputes
  • Short-Term Disability Claims
  • Healthcare Benefits Law
  • Long-Term Care Benefits
  • Denied Premium Waiver
  • Consumer Rights and Protections
  • Health Insurance Denials
  • Representation of Non-Profits

Illnesses Represented

  • Agent Orange
  • Alzheimer's Disease
  • ALS (Lou Gehrig's Disease)
  • Arthritis
  • Autoimmune Disorders
  • Back and Neck Injuries
  • Cancer
  • Cardiac Diseases
  • Chemical Dependency
  • Chrohns' Disease
  • Chronic Fatigue Syndrome
  • Eating Disorders
  • Fibromyalgia
  • Gastroesophageal Reflux Disease (GERD)
  • Heart Conditions
  • Home Health Denial
  • Infertility
  • Lupus
  • MELAS Syndrome
  • Mental Illness
  • Multiple Chemical Sensitivity
  • Multiple Sclerosis
  • Parkinson's Disease
  • PLS, Post Polio Syndrome
  • Pre-existing Condition Exclusion
  • Repetitive Strain Injury
  • Retinal Detachment
  • Seizure Disorders
  • Schizophrenia
  • Traumatic Brain Injury

Rosenfeld & Rafik, P.C. is a law firm in Boston, Massachusetts, helping chronically ill and disabled people access the healthcare insurance system. We represent clients in cities that include Boston, Worcester, Springfield, Lowell, Hartford, Providence, Bridgeport, and New Haven. We also represent clients throughout Connecticut, New Hampshire, and Rhode Island.

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